Terms of Use
Last updated: February 2026
By using mikemortgages.com ("the Site"), you agree to these terms. The Site is operated by Michael Garcia (Mortgage Mike FL) in connection with mortgage loan origination services through Equity Smart Home Loans, Inc.
Use of Site
You may use the Site for lawful purposes only. You may not use the Site to transmit harmful, offensive, or illegal content or to interfere with the Site's operation.
Not Professional Advice
Content on the Site is for general information only and does not constitute legal, tax, or financial advice. Mortgage products and eligibility depend on your individual circumstances. Consult with a qualified professional for advice tailored to your situation.
No Guarantee to Lend
Use of the Site or contacting us does not guarantee approval for any loan. All lending is subject to credit approval, program guidelines, and other conditions. Not all products are available in all states.
Contact
For questions about these terms, contact mortgagemikeflorida@gmail.com or (407) 398-5788.